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Insurance sections

  • Property – Building, Contents & Stock

  • Business Interruption

  • Theft & Money

  • Glass

  • Public & Products Liability

  • Machinery Breakdown

  • Deterioration of Stock

  • Electronic Equipment

  • General Property

  • Workers Compensation

Our services

We endeavor to make your insurance journey as easy as possible!


Most people don’t fully understand insurance which is why we simplify the entire process.

Starting with an initial risk assessment, we progress to placement of your insurance program, and finally the lodgment and payout of your claims.


We’re passionate about service and are driven to provide unwavering results!

Insurance definitions

Property - Building, Contents & Stock
This section covers physical loss of or damage to buildings, contents and stock caused by fire, perils and accidental damage.

Business Interruption
This section insures you against loss of gross profit, due to a reduction in turnover as a consequence of interruption to your business, following a property damage claim.

Theft & Money
These two sections cover the loss of your contents, stock or money as a result of theft.

Glass
This section covers breakage of glass at your premises.

Public & Products Liability

This section covers your legal liability to pay compensation to a third party for personal injury or property damage occurring in connection with your business.

Machinery Breakdown
This section covers damage to machinery caused by mechanical breakdown. Cover for deterioration of refrigerated stock can be selected as an add-on to this section.

Deterioration of Stock

This section covers damage to refrigerated goods caused by a mechanical breakdown of refrigeration equipment. Cover can only be obtained if “Machinery Breakdown” is selected.

Electronic Equipment
This section covers breakdown of electronic equipment at your premises.

General Property
This section covers portable or valuable items that you usually carry around with you in the course of your business.

Workers Compensation
This section covers wage replacement and medical benefits to employees that are injured in the course of employment.

Electronic Equipment
This section covers breakdown of electronic equipment at your premises.

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